Funding Your Funeral Celebrant Training

The Advanced Learner Loan is a government-funded loan to help learners. It’s easy to apply for, doesn’t take your household income into account and doesn’t involve a credit check.

Further information can be found at https://www.gov.uk/advanced-learner-loan

Here are some key facts about the loan:

• Repayments are linked to what you earn and not how much you borrowed.
• You only start making repayments from the April following the end of your course and when you are earning over £25,000 a year (includes income from ALL work that you do). Until then you don’t need to pay back anything, but you can make voluntary repayments at any time.

You can check your eligibility here: https://www.gov.uk/advanced-learner-loan/eligibility

Further details are available on the .gov website  https://www.gov.uk/repaying-your-student-loan/what-you-pay

• Your annual repayment amount will be 9% of the money you earn over the threshold limit, before tax.
• Interest is charged on a sliding scale between the Retail Price Index (RPI) and RPI +3%, depending on how much you earn.

Loans are not means tested (or subject to credit checks) and current employment status is not considered. Partial loans are also available. You can take out up to 4 Advanced Learner Loans and can therefore apply for both the Funeral Celebrancy Diploma and the Naming & Couples Celebrancy Diploma. Later you can also apply for a loan for the Level 4 Advanced Practice in Funeral Celebrancy.

ELCAS approved (Enhanced Learning Credits Scheme) Training Provider.     

Civil Ceremonies is an ELCAS approved training provider (Provider no 2242), so if you are leaving the armed forces then you can use the scheme to pay for some of your celebrant training.