Useful Advice

 Wedding Celebration Ceremony - other points you might want to consider

We hope that the following points are helpful to you and if you require any more specialist help we are happy to recommend http://www.mysafepassage.co.uk/ on 0800 096 4295, who have kindly supplied this information.

Making a Will

If, as a married couple, you have children or a property or business you do NEED a Will. You also need a will to protect each other. Although you will not be thinking about death or serious injury right now these things do happen and when they do people have generally not prepared their estate for it. More often than not what they would like to happen to their property, money and children is not allowed by law!

The simplest solution to this problem is to make a Will. The ‘deal’ with the Government in the UK is this: Either you make a Will and let the Government know what you want to do with your things when you die OR they will take control of everything you own and distribute it the way they think is best.

If you make a Will there are very few restrictions on what you can do but if you don’t make a Will the Law says you have died ‘Intestate’. The Government will then dictate what happens. The Intestacy rules date back to 1925 and are not particularly relevant to today’s society and family structures. If you die Intestate, neither you nor your family will have any control over who gets your money, property and belongings and you will have no control over who gets to look after your minor children.

Even if you have previously made a Will, when you get married the Will becomes void and everything you planned will be ignored by the courts.

Death or Serious Injury in the future

If you were to die that causes one set of problems but what if you are alive but unable to make your own decisions E.g. Incapacity caused by dementia, stroke or other illness or Incapacity by being in a coma after an accident at any age. In either case you are still alive so you have to make decisions about your things, bank accounts, property etc.

You may want to consider making a ‘Lasting power of Attorney’. There are two types of Lasting Power of Attorney:

1) Property & Financial Matters

2) Health & Welfare matters

Further information is available from http://www.mysafepassage.co.uk/

Disclaimer

The information produced here is general and for guidance only, you should take individual advice about your own personal circumstances